Oregon Mutual Insurance Company

Oregon Mutual Insurance Company
400 NE Baker Street
McMinnville, Oregon 97128
800-888-2141

Oregon Mutual Insurance Company is an independent mutual insurance company licensed to do business in the states of Oregon, Washington, California, Idaho and Nevada. The company has been delivering superior insurance products and services for over 100 years. True to its mission, it has earned the trust of customers and provided them with the peace of mind they need.

Oregon Mutual’s corporate offices and central administrative functions are located in McMinnville, Oregon. Regional offices are located in McMinnville, Oregon and Concord, California. These offices provide customers with underwriting and claim service. Additionally, claim offices are located in Bend, Pendleton, Eugene, and Medford, Oregon; Boise, Idaho; Lynnwood, Washington; and Fresno, Placentia, and San Diego, California. The numerous satellite claim offices illustrate Oregon Mutual’s commitment to first-rate service.

The company was founded in 1894 with the primary goal of putting the needs of policyholders first instead of aiming to maximize profits for the benefit of investors. As a mutual company, Oregon Mutual policyholders have an ownership stake in the company, placing emphasis on excellent service and low costs. The company does not have persistent investor pressure to maximize profits, and this makes it easier for the company to keep its rates as low as possible. Oregon Mutual’s foremost responsibility is to serve our policyholders. At present, it serves over 120,000 policyholders in five states.

Oregon Mutual is rated A- or excellent tagged with a Stable Outlook by A.M Best, one of the most independently recognized names in the financial evaluation of insurance companies. This indicates that the company has passed the test in important areas like management expertise, financial stability and the capacity to meet clients’ financial obligations. Oregon Mutual ensures its customers and their families’ protection today and in the future. Clients can be assured that Oregon Mutual has the financial resources and insurance expertise to guard their assets for years to come. The company produces approximately $150 million in annual premium revenue through over 550 independent agencies and 235 employees.

A wide array of property and casualty coverage is written by Oregon Mutual for individuals, families and businesses. Its personal lines include private passenger auto, homeowners, and umbrella protection for a wide variety of customers. For its commercial lines, the company offers policies for small to medium retail, service, manufacturing and construction businesses. Farm and ranch policies are also provided by Oregon Mutual. Employment practices liability coverage and program for veterinarian professionals are offered as well.

Oregon Mutual markets its products through an independent agency system. Its products and services are represented by carefully chosen independent agents who sell them to policyholders. Through a network of local independent agents, area claim offices, and regional service centers, Oregon Mutual is able to provide truly responsive service for its customers. It also provides convenient payment options, including monthly payment options for personal insurance programs. Its commercial insurance program payment plans permits clients to pay their annual premium in up to 10 installments. The company offers electronic funds transfer and credit card (Discover, Visa, MasterCard, Star, Pulse and NYCE) payment methods in all of its programs through the Internet and its automated voice system.