Ohio Casualty Insurance Company

START HERE

    Ohio Casualty Insurance Company

    Ohio Casualty Insurance Company
    9450 Seward Road
    Fairfield, OH 45014
    800-843-6446

    Ohio Casualty Insurance Company, an insurance provider specializing in commercial products including excess casualty and program business, is a part of Liberty Mutual Agency Corporation under the Liberty Mutual Group. Ohio Casualty provides commercial insurance in Delaware, the District of Columbia, Kentucky, Maryland, Ohio, Pennsylvania, Virginia, and West Virginia. Located in Fairfield, Ohio, the company works exclusively with independent insurance agents to provide quality business insurance products and services.

    Ohio Casualty ranks as one of the United States’ top 35 stock insurance holding companies, with $3.8 billion in assets. The company was established in 1919 in Hamilton, Ohio by Howard Sloneker, Sr., Samuel Goodman, and Ben Lecklider. In 1923, the company began to branch out, offering glass insurance for homeowners and businesses, and selling policies outside the state. The company added fidelity and surety lines, as well as burglary, forgery, and general liability insurance, to its product offerings by October 1929. Over the next 60 years, the company continued to expand and develop, exceeding $1 billion in gross premiums written in 1985. Currently, the company is headed by president and chief executive officer Michael Winner, vice president (finance) Deborah Pooley and vice president (marketing) Michael Akin.

    Ohio Casualty provides protection to owners and their employees through its business insurance products, including commercial auto insurance, property and general liability insurance, equipment breakdown insurance, inland marine insurance, commercial umbrella insurance, farm insurance, school insurance, and workers compensation.

    Its commercial auto insurance coverage includes hired auto physical damage which extends the physical damage to autos rented, hired or borrowed by the insured (limit to $50,000). There is also the rental reimbursement coverage which takes in rental expense up to $75 per day (for a comparable vehicle) for up to 30 days if the auto is covered for physical damage. Lease gap coverage pays the outstanding balance of a lease if it exceeds the actual cash value of the auto and the auto is a total loss.

    Business owners do all they can to make decisions that are right for their business and their employees. This is why Ohio Casualty provides a selection of property and general liability insurance products that business owners can choose from. Some of the products have property and liability combined into one policy, while others are stand-alone (either property or liability). Clients can customize their insurance with options to meet their individual business needs. Ohio Mutual also offer endorsements that provide coverage specially designed for condominiums, contractors, food processors, garages, hotel/motel, manufacturing, offices, religious organizations, restaurants, retailers, schools, service providers, and wholesalers.

    The equipment breakdown insurance provides business owners with wide coverage for their business’ diverse equipment needs, covering for the property, labor costs, business recovery expenses, and others. The commercial umbrella insurance offered by the company helps clients protect their assets by providing liability limits above and beyond their other policies. Ohio Casualty’s commercial farm policy, available in Ohio and Kentucky, is tailored to meet different needs of farm owners, from small hobby farms to large commercial operations. It provides security to buildings, personal property, injuries, medical payments and vehicles used to run the farm business.

    Inland marine insurance include coverage for electronic data processing equipment, contractors’ tools and equipment, and unique programs such as antique automobiles coverage, antique and collectible dealer coverage, museum coverage and transportations floaters, among others. In addition, Ohio Casualty is a strong regional company that leads in supplying school insurance to educational institutions, including property coverage, liability coverage, equipment breakdown, to name a few. There is also a comprehensive workers’ compensation and employers’ liability coverage that helps protect the most precious asset of businesses—the employees.