The law requires vehicle owners to carry at least a minimum amount of car insurance. Thankfully, the abundance of choice in car insurance companies means that most of us can get free car insurance quotes and acquire coverage from top notch carriers at low prices. You may be surprised at just how affordable auto insurance can be in your state…

Everything from your age, marital status, driving record (moving violations and accidents), the type of car you choose to drive, distance to and from work, to the area in which you spend most of your time can impact your car insurance rates. For teenage drivers—even grades earned in school will play a role in the quote presented by car insurance companies. It pays to shop around and get free car insurance quotes that’s why we’re here for you… Just when you think your car insurance rates couldn’t get any lower—it may be possible for us to show you a path you had not considered with a top rated car insurance company. This can translate into even more savings—leaving you feeling safe and secure in your decision—and safe and secure that you are more than adequately protected on our increasingly busy streets and highways. The intense satisfaction that comes with the knowledge you haven’t overpaid for your peace of mind is pure bonus.

Get fast, free car insurance quotes as well as answers to commonly asked car insurance questions now…

AUTO INSURANCE ARTICLES

Uninsured Motorist Coverage

Although all people are required to have car insurance, you are also required to have uninsured motorist coverage in case someone does not comply.

Unearned Premiums

In the case where you have auto insurance and your car is damaged to where the policy ends, the unearned premium will be referred to you.

Additional Interest

One of the ways that lenders protect themselves from loss is by being placed on the insurance policy as additional interest, which ensures that they will be paid.

Subrogation

With any number of types of insurance policies, subrogation gives the insurance company the right to chase after a third party for repayment if they are at fault.

Accident-Year Statistics

In order for insurance companies to be able to evaluate their financial performance, one of the statistics that they are gathering is accident year statistics.

Additional Car

Although most of us own more than one vehicle, we also know that this increases our insurance costs, but most companies discount additional vehicles.

Addendum

As a part of your auto insurance policy, you will see addendums added to the policy in order to legally clarify aspects of the policy.

ACV

With auto insurance, and some other types of insurance, they may refer to actual cash value, which mean that you only receive the value of the item.

Accident Severity

When looking at the amount to pay on a particular claim for a loss after an auto accident, they adjuster will examine the severity of the accidents.

Accident Insurance

It is impossible to legally drive in the United States without accident coverage, and it is also important for your finances as well.