American Reliable Insurance Company

American Reliable Insurance Company
8655 E. Via de Ventura
Scottsdale, AZ 85258
480-483-8666

It is very essential that your properties be protected with an insurance policy.  It is also equally important that the insurance company that provides these policies has a very strong financial background and extensive experience. These are the key features of American Reliable Insurance Company.

Since 1952, American Reliable has experienced continual growth in assets and premiums until it was acquired by American Bankers Insurance Co. and became its direct subsidiary in 1984. This merging led to another integration, when Fortis, Inc. purchased American Bankers Insurance Co. (which then includes American Reliable), and incorporated their various operations in 1999, under the service mark Assurant Group.

American Reliable has become a part of the Assurant Specialty Property group, continuously offering custom-designed insurance coverage to meet the specific needs of farm owners’ operation, from small pleasure farms to multiple-location commercial farms. Its coverage on property and casualty insurance extends to home, auto, and watercraft services, as well as ranch and flood programs.

Robert Hill, president of American Reliable, takes pride in the company’s ranking against their competitors. American Reliable has been rated “A” (excellent) by the A.M. Bests, an independent organization that rates insurance companies based on operating performance and financial strength.

American Reliable’s headquarters is located in Scottsdale, Arizona. It operates in 50 states, where they are licensed to sell insurance.   However, every coverage or program is different in each state, as it is offered based on the needs of the consumers in each locality.

The company’s insurance policies cover dwelling, watercraft, motorcycle, motor home, federal flood, as well as residents and farm owners, as it also provides specialty personal lines coverage. Among its specialty coverage are family farms and ranches; cattle, sheep and llama ranches; grain and row crop growers; cotton and citrus growers;  dairy farms; elk farms; feed lot; fish and hay farms; nut orchards & berry growers; vineyards orchard & vineyard endorsement; horse farms, including boarding, training and riding instructions; equine professional services endorsement; and professional farms.

The estimated annual sales of the company is pegged at $171,067,235.  It currently employs 1,080 reliable individuals, who are responsible for the financial strength of the company.  These career and independent agents, as well as specialty agents and lenders, serve as principal methods of getting the company’s services to the public.

American Reliable’s Claims Service is available to its consumers on a 24/7 basis.  Its toll-free Claim Action Hotline enables its clients to report claims quickly and efficiently, as the latter can easily get hold of a claim service representative immediately.  Reporting their claims promptly helps lessen the risk of damage or injury and speed up claim handling.

The company’s business strategy is to develop primary relationships with its specialty agents to sell its insurance programs and services, concentrating on customer service and satisfaction.  Its philosophy of putting the customer first is the main reason of its success in the industry.   By training its workforce, the company is able to deliver quality service to its clients. Aside from developing and strengthening its human resources, American Reliable also participates in incentive programs, which, it believes completes the key elements that enhance the company/client relationship.

Success is nothing new to American Reliable.  Its competent and experienced management pilots the company to continuous improvement.  Its re-engineering and value analysis makes American Reliable one of the most sound business partners in the agency market to date.